Product Engineer  · Passion Project·  June 2026🔗 FinNote.Me
FinNote is a fortnightly budget tracker designed around a simple idea: most budgeting apps treat you as either an AUD user or a PHP user. If you send money home to the Philippines every fortnight, neither works. FinNote handles both. You enter your income, your Australian bills, your Philippine commitments, and it shows you exactly what you have left to spend, split across Needs, Wants, and Savings.
Filipinos living in Australia often manage two financial lives at once. They pay rent in Sydney and send school fees to Manila. They earn in AUD and remit in PHP.
Existing budgeting tools ignore this. They force users to manually convert currencies, maintain two separate trackers, or give up and use a spreadsheet.
The result: people lose track of what they can safely spend before payday hits.
Product Engineer
June 2026
FinNote automatically deducts Australian and Philippine commitments from income, converts PHP to AUD at a user-set exchange rate, and divides what is left into three spending buckets using the 50/30/20 rule.
No syncing with banks. No subscriptions. No complexity. Just a clean, private tracker that resets every fortnight.
Track AUD and PHP commitments in the same view. PHP amounts convert to AUD automatically using your exchange rate.
Income is split into Needs, Wants, and Savings by default. Percentages are fully adjustable.
Add your recurring bills once. FinNote subtracts them upfront so your spendable figure is always what you actually have.
Each category gets a suggested weekly limit based on your bucket allocation so you know at a glance where you stand.
Expenses are categorized based on keywords upon logging an expense.
Set goals with a target amount and track progress. Top up from your Savings bucket directly.
Add it to your home screen on any device. Works offline, no app store needed.
FinNote.me is deployed and available to try
View Live AppI designed and built FinNote end to end, from the data model and API to the UI and deployment. The core challenge was translating a very specific real-world workflow (fortnightly pay cycles, cross-currency remittances) into a simple, opinionated interface that does not require configuration to be useful.
